@font-face{font-family:"Playfair";src:url("/fonts/playfair-display.ttf") format("truetype");font-display:swap;font-weight:400}
@font-face{font-family:"DM Sans";src:url("/fonts/dm-sans.ttf") format("truetype");font-display:swap;font-weight:100 900}
:root{--forest:#213e1a;--night:#0a1207;--cream:#fcfaf0;--cream-2:#ebe4c9;--accent:#b58c67;--ink:#152018;--muted:#5f655b;--line:rgba(33,62,26,.2);--sans:"DM Sans",Arial,sans-serif;--serif:"Playfair",Georgia,serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.7;-webkit-font-smoothing:antialiased}
a{color:var(--forest);text-underline-offset:4px}
.skip-link{position:fixed;z-index:100;top:10px;left:10px;padding:10px 14px;background:var(--cream);color:var(--forest);font-weight:700;transform:translateY(-160%)}
.skip-link:focus{transform:translateY(0)}
a:focus-visible{outline:3px solid var(--accent);outline-offset:4px}
header{min-height:92px;padding:18px max(30px,calc((100vw - 1120px)/2));display:flex;align-items:center;justify-content:space-between;background:var(--forest);border-bottom:1px solid rgba(252,250,240,.22)}
.brand img{display:block;width:150px;height:auto;filter:drop-shadow(0 2px 8px rgba(0,0,0,.25))}
.back-link{color:var(--cream);font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.07em;text-decoration-color:var(--accent);display:inline-flex;align-items:center;min-height:44px}
main{max-width:1120px;margin:0 auto;padding:90px 30px 110px;display:grid;grid-template-columns:330px minmax(0,680px);gap:90px;align-items:start}
.policy-heading{position:sticky;top:40px}
.kicker{margin:0 0 17px;color:var(--forest);font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase}
.kicker:after{content:"";display:block;width:42px;height:2px;background:var(--accent);margin-top:9px}
h1,h2{font-family:var(--serif);font-weight:400;line-height:1.08;margin:0}
h1{font-size:clamp(52px,6vw,78px);letter-spacing:-.035em}
.effective{margin:20px 0;color:var(--muted);font-size:14px;font-weight:700;text-transform:uppercase;letter-spacing:.06em}
.policy-heading>p:last-child{color:var(--muted)}
article{border-top:1px solid var(--line)}
section{padding:30px 0;border-bottom:1px solid var(--line)}
h2{font-size:31px;letter-spacing:-.02em;margin-bottom:14px}
p{margin:0 0 14px}
p:last-child{margin-bottom:0}
ul{margin:12px 0 18px;padding-left:22px}
li+li{margin-top:6px}
address{font-style:normal;background:rgba(181,140,103,.12);border-left:3px solid var(--accent);padding:20px 22px}
footer{background:var(--night);color:rgba(252,250,240,.72);padding:34px max(30px,calc((100vw - 1120px)/2));display:flex;justify-content:space-between;gap:30px;font-size:13px}
footer a{color:var(--cream-2);display:inline-flex;align-items:center;min-height:44px}
@media(max-width:850px){main{grid-template-columns:1fr;gap:45px;padding-top:64px}.policy-heading{position:static;max-width:680px}}
@media(max-width:600px){body{font-size:16px}header{min-height:72px;padding:14px 18px}.brand img{width:116px}.back-link{font-size:11px}main{padding:54px 18px 80px;gap:34px}h1{font-size:49px}h2{font-size:28px}section{padding:25px 0}footer{padding:30px 18px;flex-direction:column;gap:8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}